Manager IFRS-9 & Risk Analytics (AVP-I/AVP)

About This Job

Zarai Taraqiati Bank Limited (ZTBL), the 'AAA' rated specialised agricultural financial institution that runs more than 500 branches across Pakistan, has announced an opening for one Manager IFRS-9 & Risk Analytics at the AVP-I/AVP grade. The vacancy is part of a fresh round of risk-management hiring advertised on 11 October 2026, and it sits at the heart of how the Bank measures and reports credit risk. The successful candidate will run the quarterly production of IFRS 9 expected credit loss (ECL) figures on ZTBL's own model, build additional ECL models or PD/LGD scorecards as the Bank's product range grows, and sharpen the model-monitoring and management-information packs that senior management relies on to understand complex products and investments. For banking professionals who have worked hands-on with IFRS 9, this is a senior, visible role in a state-owned institution that is actively modernising its risk function.

On eligibility, ZTBL asks for at least a Bachelor degree from an HEC recognised institute or university, whether earned in Pakistan or abroad, and it also accepts professionally qualified candidates such as CA or partly qualified ICMA members. Applicants need a minimum of eight years of experience in banks or financial institutions, and within that, at least one year of relevant experience implementing and reporting IFRS 9. The maximum age for the AVP-I/AVP grade is 45 years, counted as of the closing date. Day-to-day duties also include cascading IFRS 9 standards to the Bank's due diligence teams so that new delivery partners provide the right data, working with the finance team on journal reconciliations, MI reports and annual account entries, monitoring model inputs and assumptions, back-testing existing models, and presenting advanced analytics to business teams and senior stakeholders. ZTBL describes itself as an equal opportunity employer and specifically encourages women and persons with disabilities to apply, while anyone dismissed, removed or terminated by a previous employer on disciplinary grounds, or convicted by a court of law, is not eligible.

Applications are accepted online only through ZTBL's careers portal at ztbl.com.pk/jobs, and the deadline is 25 October 2026; submissions made any other way or after that date will not be considered. No application fee is mentioned in the advertisement. Only short-listed candidates will be invited for interview, and no TA/DA will be paid for attending. The Bank offers market competitive remuneration and keeps the right to accept or reject any application without giving reasons. Queries can be directed to the Head of Recruitment & Selection at ZTBL Head Office, Islamabad, on 051-9252724. If you have the IFRS 9 background and the banking track record the post demands, prepare your documents and complete the online form well before the closing date.

Job Information

Commission / Board

ZTBL

Place of posting

Anywhere in federal

City

Islamabad

Postal Code

44000

Domicile

All Punjab Basis

Age (Male)

18–45 years

Age (Female)

18–45 years

Salary / BPS

Market competitive remuneration will be offered.

Advt. date

11 October 2026

Last date

25 October 2026

Qualification Required

• Qualification: Minimum Bachelor degree from HEC recognized Institute/University (National/ International), however in case of professional qualification like CA, ICMA (partly qualified) will also be eligible.
• Experience: Minimum 8 years' experience in Bank/Financial Institutions. Candidate having minimum one-year relevant experience in implementation and reporting of IFRS-9.

Posts Breakdown

Test / Selection Process

Important Dates

1. Advertisement Published11 October 2026
2. Last Date to Apply25 October 2026

How to Apply

1. Apply online through the website https://www.ztbl.com.pk/jobs till 25 October, 2026
2. Only online submission of application within due date will be accepted
3. Only short-listed candidates will be called for interview. No TA/DA shall be admissible for interviews.

Additional Details

Eeo Note

ZTBL is an equal opportunity employer, females and PWDs are encouraged to apply.

Contact Query

Head (Recruitment & Selection), ZTBL, Head Office, Islamabad @ 051-9252724

Employer Note

ZTBL, a 'AAA' rated renowned specialized financial institution with a wide network of over 500 Branches all across the country.

Ineligibility Note

Applicant dismissed, removed or terminated by previous employer(s) on disciplinary grounds is not eligible to apply. Applicant convicted by any court of law is not eligible to apply.

Key Responsibilities

Managing & implementing the ongoing quarterly production of IFRS 9 expected credit losses using ZTBLs Model, whilst providing insight and analytics. Developing additional IFRS 9 ECL models and/or PD/LGD scorecards should the Bank widen its product offerings. Enhancing IFRS 9 model monitoring and management information packs to allow Bank's senior management to understand new and potentially even more complex products and investments in the future. Provide the lead in setting out and cascading IFRS 9 standards and requirements to the Bank's due diligence teams and processes to ensure that new delivery partners will provide the necessary data and model output for IFRS 9. Work with ZTBL's finance team to ensure the relevant journal balance movements reconciliations, MI reports and the Bank's annual report and accounts entries are produced in line with IFRS 9 and the Bank's financial reporting timelines. Monitoring of ongoing model inputs, assumptions and data for successful model output. Work as a team in development of new models and back testing of the existing models. Providing and presenting advanced analytical insights to the business teams and Senior Stakeholder, in addition to explaining new technical concepts when necessary and ensuring that IFRS 9 standards and requirements are cascaded and met across the organization. Any other task assigned by the management.

Management Rights Note

The Bank reserves the right to accept or reject any application(s) without assigning any reason(s) thereof.

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