Head NPL Monitoring (VP-I/VP)

About This Job

Zarai Taraqiati Bank Limited (ZTBL), a specialized agricultural financing institution with a nationwide branch network, has advertised a single opening for Head NPL Monitoring at the VP-I/VP grade, aimed at strengthening the Bank's oversight of its non-performing and overdue loan portfolio. The role is a senior risk-and-recovery position responsible for tracking overdue accounts, designing recovery strategies for the infected portfolio, and supervising field recovery teams nationwide -- a function that matters directly to ZTBL's financial health given its role as the country's leading agricultural lender, where loan recovery in rural and farming communities carries its own operational challenges. The role also involves implementing the Bank's broader strategic plan for portfolio quality and keeping recovery practices aligned with regulatory expectations as they evolve.

Applicants need a minimum Bachelor's degree from an HEC-recognized institute or university, whether obtained in Pakistan or internationally, along with at least ten years of experience working within a bank or other financial institution. Beyond monitoring overdue accounts, the successful candidate will be expected to build recovery capacity among branch staff, coordinate with the Bank's legal function on court-based recovery cases, supervise field recovery teams, and ensure recovery practices stay aligned with evolving regulatory requirements. The maximum age limit for this VP-I/VP position is 50 years as of the closing date, and no domicile restriction has been specified for the role. ZTBL positions itself as an equal-opportunity employer that welcomes applications from women and persons with disabilities, though candidates convicted by a court of law or dismissed by a previous employer on disciplinary grounds are barred from applying. Applications are open to both male and female candidates, and the post is a regular, permanent-cadre position rather than a fixed-term contract.

Candidates who meet these requirements can apply online through ZTBL's careers portal at ztbl.com.pk/jobs, with the submission window closing on 11 October 2026; the Bank accepts only online applications made within this deadline, and no fee has been mentioned for the process. Only short-listed applicants will be invited for interview, with no TA/DA payable, and the Bank reserves the right to accept or reject any application without providing a reason. The post carries a market-competitive remuneration package at a 'AAA'-rated institution with a network of over 500 branches. Risk-management and recovery professionals from the banking or financial-services sector with the required ten years of experience are encouraged to apply before the deadline, keeping in mind that only complete, criteria-matching online applications will be considered for shortlisting.

Job Information

Commission / Board

ZTBL

Place of posting

Anywhere in federal

City

Islamabad

Postal Code

44000

Domicile

All Punjab Basis

Age (Male)

18–50 years

Age (Female)

18–50 years

Salary / BPS

Market competitive remuneration will be offered.

Advt. date

27 September 2026

Last date

11 October 2026

Qualification Required

• Qualification: Minimum Bachelor's degree from an HEC-recognized institute/university (national or international).
• Experience: Minimum 10 years' experience in a bank/financial institution.

Posts Breakdown

Important Dates

1. Advertisement Published27 September 2026
2. Last Date to Apply11 October 2026

How to Apply

1. Visit https://www.ztbl.com.pk/jobs and complete the online application form
2. Submit the application on or before the closing date, 11 October 2026 -- only online submissions within the due date will be accepted
3. Only short-listed candidates will be called for interview; no TA/DA is admissible for interviews.

Additional Details

Eeo Note

ZTBL is an equal opportunity employer; females and persons with disabilities (PWDs) are encouraged to apply.

Employer Note

ZTBL is a 'AAA'-rated specialized financial institution with a network of over 500 branches across the country.

Eligibility Note

Applicants convicted by any court of law are not eligible to apply. Applicants dismissed, removed, or terminated by a previous employer on disciplinary grounds are not eligible to apply.

Key Responsibilities

Monitor overdue accounts and initiate timely recovery actions as per regulatory and bank guidelines; develop and implement strategies for recovery of overdue/infected portfolio; develop and implement plans to maximize recovery; supervise field teams and ensure timely follow-up on defaulted accounts; proactively identify and assess risks associated with delinquent accounts; coordinate with legal for cases under litigation, including recovery through courts or other legal means; train and build capacity among branch staff on recovery procedures and systems; monitor and implement the Strategic Plan; ensure compliance with relevant laws, regulations and industry standards related to infected portfolio and stay updated on regulatory changes.

Management Rights Note

The Bank reserves the right to accept or reject any application(s) without assigning any reason thereof.

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